Date limit approach for Medicare subscribers Utah (The Salt Lake Tribune)

By Patty henetzThe Salt Lake TribunePublished 7 December 2010 04 H 12
45 Minutes ago day update 7 December 2010 04 H 26 Medicare beneficiaries have until new year's Eve to determine whether to change or retain their prescription drug plan.Parts A and B of Medicare coverage visits hospital and physician. With traditional Medicare drug - generically called D - party regimes are separated, as with Medicare Advantage plans offered by private insurers, the benefits of the drug are folded overall policy.Health care reform while means at least a great change: the so-called donut holes, gap when older people are on their own costs of the drug, shrink slightly in 2011, because the cost of brand name drugs will drop by 50 percent.In 2011, once a Medicare beneficiary passes $2,840 orders, it must pay for all other medicine to ensure that the total for the year reached $6,448. In addition to the delivery of brand-name seniors will receive a small break on generics, 93 per cent of costs rather than 100 percent.As with Medicare to pay Medicare Advantage plans, subscribers can choose plan drug more adapted to their. Also ensure that necessary drugs are available on plans, consumers should note that then that the middle part D premiums increased $1 per month, some plans will cost at least 10% higher, according to a study conducted by Avalere health, an advisory services based in Washington, D.c. company.Average premiums for drug plans increased by only $1 in 2011, $ 30 per month, according to the Centers for Medicare & Medicaid Services. But the 10 largest drug plans raise premiums on average 10 percent, Avalere out.In points, Avalere found: • the percentage of covered drugs subject to prior authorisation from 12.4% in 2008 to 16.7% in 2011. • more will be dividing their forms or list of covered drugs in five levels, allowing plans to charge consumers different rates to encourage the use of specific products cost-sharing. • Some new low-cost plans entered the company in 2011. The plan of Humana Wal-Mart Preferred Rx cost $14.80 per month, well below the average price for part D policies. Personal expenses vary according to the where drugs are purchased, with Wal-Mart, Sam pharmacy sales by correspondence Club or RightSource Rx offering the lowest prices.